Don't get fooled into thinking they are there for social reasons. They are selling you a product and it is up to buyers to ensure they are buying the coverage that suits them.

There is only one advice that may help you get the right health policy for yourself and your family. That is shop around and compare! not only the price but the policy documents.

Foreign Insurance Companies are better?

There is a myth in India that foreign goods are better. So if you are thinking of purchasing a policy from a foreign company, then be warned that insurance companies providing health - medical insurance in the United States are experts in denying medical claims.

It is not an uncommon for patients to die while  fighting insurance companies to pay for treatment that insured's feel should be covered under their policies and insurance companies refuse to pay due to technicalities.

Most Indian companies offering health insurance are going into partnership with foreign insurance providers to cash in on the Indian market for medical and health insurance.

NRIs Buying Medical Insurance Policies for Parents in India

Health insurance advertisements are already targeting NRIs worldwide asking them to buy medical insurance for their loved ones residing in India.

Should you buy medical - health insurance in India?

The vast majority of Indians still do not have any medical insurance.  Health insurance though a common concept in the western countries, has not been a given much thought in India in the past few years.

However, now as medical costs soar and become a cause of concern for middle class Indians. Medical insurance is gradually gaining popularity in India. Should you get medical insurance? the answer is a definite yes! However do some research before buying a medical insurance policy.