Q.1111 Cash Post Office

certificate - PAN & Aadhaar for

NRI’s

Question: Sir, My mother had taken a post office certificate for an an amount of Rs.25000 and she expired in 2013.she has made my brother and sister in law as nominee who are citizens of the US. Now we want to encash it. And the post office is asking my brother to produce aadhar and Pan card who absolutely have no dealings in India.. My question is - is it necessary for my brother and sister in law to apply for a aadhar and Pan card just to encash this amount .. please let me know what are the other ways we can do it.. Looking forward to hearing from you. Regards Answer: If your brother and sister are US citizens living abroad, then they are actually not eligible to get an Aadhaar card. They obviously can’t provide the post office with their Aadhaar number if they legally cannot get Aadhaar. On the other hand, they can however get a PAN. Post offices are required to obtain Aadhaar & PAN when encashing post office certificates. Unless your brother/sister can explain to the post office person why Aadhaar cannot be provided, it is not going to be easy to cash the certificate. If you know the broker that your mother dealt with when buying these certificates, then he/she may be able to help. While twenty five thousand may be considered by some as a small amount of money, not worth the effort to spend time to cash, however this was money your mother intended to go to her children and I hope they do get it.